Credit cards is a niche market; the total number of credit cards are around 1.3 million. Over last 5 year credit cards show a negative growth of -14%; however this negative growth is reducing and Q2 FY16 shows growth of 5% over Q2 FY15. The reason behind this growth might be internet-based usage of credit cards Debit Cards
The total number of debit cards is around 25 million Debit cards are more popular and shows consistent growth of 225% over last five years. Further it has grown by 12% in Q2 FY 16 as compared to Q2 FY15.
Source: State Bank of Pakistan